Insurance and Billing at Dermatology & Cosmetic Center

At Dermatology and Cosmetic Center, we believe good skin care should be accessible and easy to plan for. Our team works with most major medical insurance plans, and we are glad to help you understand what your policy covers before your visit so there are no surprises.

Medical dermatology services, such as evaluation of a suspicious mole, treatment of acne or eczema, skin cancer screenings, and biopsies, are generally billed to your medical insurance like any other physician visit. Cosmetic services are handled differently, which we explain below.

Does DCC accept my insurance plan?

We participate with many major medical insurance networks serving Genesee and Oakland counties, including Flint, Grand Blanc, Burton, Fenton, Davison, Bloomfield Hills, Birmingham, Troy, and West Bloomfield. Because plan networks change and each policy is unique, the most reliable way to confirm that we are in network for you is to call our office at 833-322-3376 or check with your insurance carrier directly.

How do I verify my coverage before my visit?

We recommend confirming your benefits ahead of time so you know what to expect. A few simple steps can help:

• Call the member services number on the back of your insurance card and ask whether Dermatology and Cosmetic Center is in network.
• Ask whether your plan requires a referral from your primary care provider for dermatology visits.
• Ask about your copay, deductible, and any coinsurance that may apply to a specialist visit.
• Call our office at 833-322-3376 if you would like help understanding your benefits.

Are cosmetic procedures covered by insurance?

Cosmetic dermatology procedures, such as treatments performed purely to improve appearance, are typically not covered by medical insurance and are usually self-pay. During a cosmetic consultation, our team will review the details and pricing for your specific treatment plan so you can make an informed decision. If a concern has a medical component, we will help clarify how it may be billed.

Do I need a referral to be seen?

Some insurance plans, particularly certain HMO plans, require a referral from your primary care provider before they will cover a specialist visit. Other plans allow you to schedule directly. Checking your referral requirement in advance helps ensure your visit is covered. If you are unsure, your insurance carrier or our front desk can help you confirm.

What will I owe at the time of my visit?

Any copay, coinsurance, or unmet deductible amounts are generally collected at the time of service, consistent with your plan. The exact amount depends on your individual policy. If a procedure such as a biopsy or excision is performed, additional charges from pathology or laboratory services may apply and are billed according to your plan.

How does DCC support cost transparency?

We want you to feel informed and comfortable. Our staff is happy to discuss expected costs, explain how a service is likely to be billed, and answer questions about a statement you have received. For questions about a bill or your account, please call us at 833-322-3376, and our team will be glad to assist.

Because benefits vary from plan to plan, the information above is general guidance rather than a guarantee of coverage. Your insurance carrier is the final authority on what your specific policy covers, and we encourage you to verify your benefits before any visit.